For founder-led businesses without finance staff

Your finance team.
Without hiring a finance team.

From bookkeeping and payroll to management accounts, cash-flow forecasting and experienced CFO support, IFRION gives growing businesses the finance function they need, without the cost of building one in-house.

  • UK CFOleadership
  • Dedicated internationaldelivery team
  • Founder-builtsystems
30-minute call, no obligation Works with your existing software Fixed monthly fee for agreed scope

Your month, handled

What happens without you lifting a finger
On track
  • Books kept up to dateBank, card and payment platforms matched
    Delivery
  • Payroll runStaff and contractors paid, HMRC submissions made
    Delivery
  • VAT return preparedReviewed and ready for your approval
    Delivery
  • Monthly numbers in plain EnglishProfit, cash and what has changed
    Delivery
  • CFO review with youWhat the numbers mean and what to do next
    Jonathan

Your part: answer a few questions and make the decisions. We do the rest.

Illustrative example of a typical month with IFRION
Sound familiar?

Your business has grown. Your finance setup hasn't.

It usually starts with a spreadsheet and an accountant at year-end. Then the team grows, the invoices multiply, and finance quietly becomes another job for the founder.

Evenings spent on admin

Receipts, invoices and reconciliations eat into the time you should spend on customers and your team.

Unsure what cash you really have

The bank balance looks fine, but you're not sure what's committed, what's coming in, or how long it lasts.

Deadlines met at the last minute

VAT, payroll and filings get done, but always under pressure and never with time to plan.

Big decisions on gut feel

Hiring, pricing and investment choices get made without numbers you fully trust.

You don't need to hire a finance team to fix this. You need one that is already in place.
The IFRION model

Finance execution and CFO judgement, in one team

Most founders end up choosing between someone who does the books and someone who gives advice. IFRION gives you both, built on systems that keep it running smoothly.

Build

Systems

Shaped by Monam's founder experience
  • A clear onboarding process
  • Connected tools and simple workflows
  • Less chasing, fewer emails for you
Run

Delivery

Led by Nisa and the delivery team
  • Bookkeeping and reconciliations
  • Payroll, VAT and month-end
  • Monthly management accounts
Decide

Strategy

With Jonathan, your UK CFO
  • Understand what the numbers say
  • Cash-flow forecasts and planning
  • Support on the bigger decisions

Think of it as a fractional CFO with a finance team behind them: we don't just advise, we do the work.

Who it's for

Founder-led businesses that have outgrown DIY finance

Your business is too complex for you to manage finance personally, but not yet ready for an in-house finance team.

Businesses we typically work with

Technology & SaaS Agencies & studios Consultancies E-commerce Marketplaces Digital & online businesses Professional services

Technology and SaaS is a specialism, not a requirement. If you're founder-led and growing, we'd like to hear from you.

You're probably a good fit if…

  • You, or someone in your team, still does the bookkeeping
  • Your accountant mainly looks at the numbers once a year
  • You have staff or contractors to pay each month
  • You'd like clearer numbers before hiring, investing or raising
What we take off your plate

Services described by what you get

Every service starts with the outcome. The detail of how we do it is underneath, if you want it.

Books that are always up to date

No more backlog, and no more evenings matching transactions.

HowBookkeeping, bank and card reconciliations, payment-platform matching (e.g. Stripe), supplier bills, in Xero or QuickBooks.

Your people paid properly, on time

Payroll handled every month, without you running it.

HowMonthly payroll, HMRC RTI submissions, pension contributions and contractor payments.

Deadlines met without the scramble

Returns prepared in good time, ready for you to review and approve.

HowVAT returns under Making Tax Digital, year-end preparation and coordination with your accountant.

Know how much cash you have and where it's going

See trouble coming early, and plan with confidence.

How13-week cash forecast, three-way financial model and scenario planning.

A monthly picture you actually understand

Clear numbers each month, and a conversation about what they mean.

HowMonthly management accounts, key metrics and a regular CFO review.

Confident decisions and investor conversations

Back your next hire, price change or funding round with numbers.

HowBudgets, pricing and hiring analysis, board packs, and fundraising preparation by agreement.
Your options

How founders usually handle finance

Each option has its place. Here's an honest view of where they tend to fit.

OptionTypically good forWhat it may leave out
Doing it yourselfThe very early days, when volumes are low and cash is tightFounder time, and a reliable view of the numbers as you grow
Traditional accountantYear-end accounts, tax returns and complianceDay-to-day bookkeeping, monthly reporting and forward planning
Fractional CFOSenior strategic advice, part-timeSomeone to carry out the day-to-day finance work
In-house finance teamLarger businesses with steady, high volumesCost-effectiveness at an earlier stage, and time to recruit
IFRIONFounder-led businesses that need the work done and CFO supportWhere a business needs a full-time, on-site finance team, we'll say so
Meet the team

Three strengths that make the service work

Founder experience, finance execution and CFO judgement. Each matters on its own; together they give you a complete finance function.

M

Monam Khalid

Founder
Founder experience & systems

Monam has built and run a technology business with clients and delivery teams across several countries, including the UK, US and Germany.

“As my own business grew internationally, finance operations took more and more management time. IFRION was built so growing founders can access a complete finance function before they're ready to build one themselves.”
N

Nisa

Head of Finance Delivery
Finance execution

Nisa leads the dedicated delivery team that runs your finances day to day: bookkeeping, reconciliations, payroll, VAT and month-end reporting.

She sets the review process every piece of work goes through before it reaches you, and is your main contact for day-to-day questions.

J

Jonathan Robbins

UK CFO
CFO judgement

Jonathan is a UK chartered accountant with over 20 years' experience in finance leadership across UK, US and European businesses.

He helps founders understand their numbers and make decisions: on cash, growth, hiring and funding.

Jonathan on LinkedIn
How we get started

Five simple stages, at a pace that suits you

  1. 1

    Understand where you are

    A 30-minute diagnostic call about your business, your current setup and what's taking up your time.

  2. 2

    Take the workload off you

    We agree the scope, set up access to your systems and take over the routine work.

  3. 3

    Get the numbers clean

    Any backlog is brought up to date, quoted separately so you know the cost up front.

  4. 4

    Give you financial visibility

    Monthly accounts, cash forecasts and a regular review so you always know where you stand.

  5. 5

    Grow with you

    As you hire, expand or raise funding, the support grows with you.

Founder time

How much of your year goes on finance admin?

Move the slider to the hours you spend each week on bookkeeping, invoices, payroll and chasing numbers.

15101520
260 hours a year

That's more than six working weeks every year.

What would you do with that time? Based on 52 weeks and a 37.5-hour working week.

Pricing

Clear monthly pricing, confirmed after a finance review

Prices depend on transaction volumes, systems and complexity. We confirm your package once we understand your business.

Essential

For smaller teams that need clean books and a monthly view of the numbers.

From£1,750/ month + VAT
  • Bookkeeping and reconciliations
  • Payroll for a small team
  • Quarterly VAT returns
  • Monthly management accounts
CFO supportMonthly CFO review and founder meeting
Discuss Essential
Recommended start

Growth

For growing teams that need forecasting and regular decision support.

From£3,250/ month + VAT
  • Everything in Essential
  • Payroll and contractor payments for a larger team
  • 13-week cash forecast and scenario planning
  • Monthly reporting pack
CFO supportFortnightly support, forecasts and decision support
Discuss Growth

Scale

For businesses preparing for investment, a board or more complex operations.

Tailoredscoped with you
  • Everything in Growth
  • Three-way financial model
  • Board packs and investor reporting
  • Year-end and audit coordination
CFO supportBespoke CFO, board and fundraising support by agreement
Discuss Scale

What affects your price

  • Number of monthly transactions, bank accounts and currencies
  • Team size for payroll
  • The systems you use today
  • Catch-up or clean-up work, quoted separately as a one-off

Our service standards

  • Queries acknowledged within one working day
  • Target month-end close by working day 5, once onboarding is complete
  • No unexpected hourly charges for work within the agreed scope
FAQ

Straight answers to common questions

Is IFRION a fractional CFO service?

Partly. You get fractional CFO support from Jonathan, but you also get a delivery team that does the day-to-day finance work, from bookkeeping and payroll to VAT and monthly reporting. Most fractional CFO arrangements cover the advice; we cover the work too.

Who will I speak to, and where is the work done?

Financial leadership is UK-based: Jonathan is your CFO. Day-to-day accounting is carried out by our dedicated delivery team in Pakistan, led by Nisa, who is your main contact for routine questions.

This model is how we can offer a full finance team at a cost that suits a growing business. Work is reviewed before it reaches you.

How is my financial data kept secure?

Access to your systems is permission-based and limited to the people working on your account. We'll walk you through exactly how access, confidentiality and data handling work during the diagnostic, and set them out in your engagement letter.

Do I need to change accounting software?

Usually not. We normally work within your existing Xero or QuickBooks setup and connected tools. If a change would genuinely help, we'll explain why before suggesting it.

My books are behind. Can you still help?

Yes, this is common. We assess the backlog during the diagnostic and quote any catch-up work separately, so you know the cost before we start.

What happens on the diagnostic call?

It's a 30-minute conversation about your business, how finance is handled today and what's taking up your time. You'll come away with a clearer view of what you need, whether or not you work with us.

Do you replace my accountant?

Not necessarily. Many clients keep their existing accountant for year-end accounts and tax, and we work alongside them. We can discuss the best arrangement for you.

Founder finance diagnostic

Let's see where your finances stand

Book a 30-minute call with our UK-led team. No obligation, and no hard sell.

  • A look at how finance is handled today
  • Where your time and money are going
  • A clear recommendation on what you need, whether that's us or not

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